Drive **operational coherence** across your heal plan with precision AI
Experience unparalleled operational efficiency, strengthen provider relationships, and optimize care journeys with our enterprise platform designed for forward-thinking health plans.


Challenges
Solutions
Resource constraints across care continuum
Health plans face critical staffing shortages while managing increasingly complex authorization workflows AND payment integrity operations, often relying on expensive vendor stacks with limited transparency.
Cohere Health's clinical intelligence platform scales across utilization management, care management, Quality/HEDIS, appeals, and payment operations with flexible deployment (in-house, delegated, or hybrid) - leveraging the same AI models and clinical expertise to maximize efficiency and control costs.
Provider relationship strain
Traditional authorization processes create friction, and fragmented payment integrity operations compound the problem - providers face multiple record requests, retroactive denials, and a lack of transparency into audit decisions.
Cohere bridges operations to deliver a unified provider experience. Our transparent, evidence-based approach reduces administrative burden in authorization (94% satisfaction rate) AND minimizes payment-related friction. The same connected intelligence layer informs appeals and downstream clinical workflows—so providers face fewer duplicative requests across the care continuum.
Vendor dependency and operational silos
Health plans struggle with expensive PI vendor stacks (30%+ contingency fees) that operate with opaque algorithms, while UM and PI teams work in silos, missing opportunities for integrated cost containment.
Cohere's unified platform eliminates legacy opaque service vendor dependency by connecting UM and PI data for superior case selection, transparent audit rationale, and the ability to leverage authorization and upstream insights for payment accuracy - reducing both operational costs and vendor fees.
Leveraging AI effectively across cost containment
Health plans want AI benefits but struggle with opaque algorithm concerns, while managing costs, risk, and provider trust.
Cohere's platform delivers transparent AI across the entire cost containment spectrum - from automated routine authorizations to clinical coding validation - with full visibility into decision logic and human safeguards throughout.
Oversold on AI, underserved by it
Health plans have invested in AI point solutions that performed in demos and stalled in pilots—built on generic AI that lack the domain depth for complex clinical decisions, and deployed without the data readiness and change management that real health plan operations require.
Cohere offers a third path. Our clinical intelligence is built on 15M+ real health plan decisions, validated by clinical experts, and proven in production, not pilots. Every capability goes through evaluation-driven development benchmarked against human reviewers before deployment.
Case study
Explore the Humana experience
Humana partnered with Cohere Health® to transform prior authorization and improve patient care.

*Cohere's flexible solutions
*Key advantages of Cohere Health
Cohere Health streamlines prior authorization and complex audits, making them efficient and effective. With our platform, health plans can leverage automation to enhance clinical decision-making, while unifying pre-service authorization data with post-service claims and coding validation to optimize the cost of care.
Looking to automate manual, time-intenstive workflows without adding provider friction?
Cohere offers flexible deployment models and omnichannel intake, meeting you where you are to achieve admin savings.
Struggling with provider abrasion in a legacy delegated model?
Outsource utilization management for precision medex management and build tailored provider experiences.
Need a cohesive enterprise strategy for interoperability?
Cohere offers full CMS-0057-F compliance on a proven platform, which has processed millions of authorizations through our mature APIs.
Tired of legacy opaque PI vendors with 30%+ contingency fees?
Take control with transparent, AI-powered payment integrity that delivers superior results while building internal capabilities and reducing vendor dependency.

Struggling with post-pay recovery and provider abrasion?
Shift left with proactive payment accuracy by bridging UM and PI data to prevent overpayments before they happen, strengthening provider relationships.

Need modern PI services without the legacy vendor drawbacks?
Partner with an AI-native vendor that offers transparent audit findings, lower contingency fees, and actionable insights for upstream interventions.
How Cohere Health Helps Health Plans Modernize and Deliver Smarter Care
Benefits
Scalable solutions for health plan success
Cohere Unify adapts to where your health plan is today and grows with you—from tech-empowered in-house workflows to fully delegated models, and from a single use case to enterprise-wide clinical intelligence across UM, appeals, care management, claims, and quality.
Resource-sensitive approach
From tech-empowered in-house operations to fully-delegated models to somewhere in between, with initial delegation options and a gradual transition to in-house operations as your team develops.
Enterprise performance-focused partnership
Our experience across health plans is broad and deep, and continues to grow with support from a dedicated client success team with health plan expertise, regular capability enhancements, and new modular product innovations that help our clients scale.
Connected intelligence that compounds over time
AI-driven analytics for smarter decision-making and faster cycle times.
Complimentary Gartner® report
Harness Agentic AI to Drive Payer Strategy
U.S. healthcare payers are adopting agentic AI to navigate cost pressures, new regulations, and complex data environments. We feel the Gartner® Predicts 2026: U.S. Healthcare Payers Bet Big on Agentic Workforce report delivers critical insights for CIOs and technology leaders to steer this transformation.
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Testimonials
Clinical intelligence magic happens here
Real results from payers and providers.
Exceeded expectations
The results of Cohere’s digital authorization platform have exceeded our expectations.
William Shrank
MD, MSHS, Chief Medical Officer at Humana
Proactive care suggestions
Working with Cohere Health is transformational in Geisinger’s long history of clinical innovation…our network providers can take advantage of the platform’s evidence-based, proactive care suggestions to make better health easier for our patients to ensure they receive optimal care specific to their medical history and condition.
John Bulger
MD, CMO for Geisinger Health Plan
Improved clinical outcomes
This partnership enables faster, improved clinical outcomes for our members while reducing administrative burdens for our providers through enhanced workflows and automation.
Vice President of Clinical Population Health at a Regional Health Insurance Plan
Great partner
Cohere has been a great partner in helping us gain better and earlier insight into the care our members are receiving while continuing to decrease administrative burden for our providers.
VP at Regional Health Plan
Why choose our end-to-end solution?
Scalable solution packages
Cohere Unify powers health plan operations end-to-end—from utilization management and payment accuracy to appeals, care management, claims, and quality. Start where the need is greatest and expand as confidence grows, without replacing existing systems or disrupting clinical teams.
Enterprise Foundation
Core in-house UM platform including Intake, Decision, Review, and provider optimization modules with flexible scaling options, along with an in-house complex audit solution to augment your existing team.
Specialty Clinical Pathways
Modular specialty packages for MSK, Cardiology, Diagnostic Imaging, Sleep, and Gastrointestinal
Compliance Workflows
Product to help you quickly comply with the FHIR API workflow requirements of CMS-0057-F.
Flexible Engagement Models
Initial delegation options with technology-enabled transition to in-house operations
Connect **with our team** for a solution tailored to your plan's needs and goals.
See how forward-thinking plans get ahead.
Want to learn more about our solutions?
Browse the most common questions we are asked to help you make the most of your decision to modernize your UM operations…and beyond!
Do you offer an enterprise platform?
Yes. Cohere Unify is the intelligent platform that powers all our solutions. It’s not a standalone product—it’s the clinical AI and workflow foundation behind everything we do. With Unify, you integrate once and can flexibly deploy new capabilities across your health plan as your needs evolve, without disruption.
What’s the benefit of using a platform approach instead of a point solution?
Point solutions often create silos. Cohere Unify provides a unified foundation for transformation, enabling you to address immediate challenges, like automating routine authorizations or preparing for regulatory deadlines, while building toward a long-term strategy. Every component shares the same clinical intelligence, integration points, and experience layer for providers and reviewers.
Do we have to replace our current UM systems to use Cohere?
No. We designed Cohere to augment—not replace—your existing systems. Whether you're looking to delegate specific service lines or modernize in-house workflows, Cohere allows you to start with particular pain points and scale transformation at your own pace.
How does Cohere’s AI work in clinical workflows?
Our precision AI acts as a clinical copilot throughout the authorization process. It auto-approves up to 90% of routine cases based on medical policy, extracts relevant clinical data from documentation to assist reviewers, and suggests better care settings when appropriate. For health plans, this reduces manual workload, peer-to-peer reviews, and medical expenses, while improving consistency and quality.
What makes Cohere’s clinical AI trustworthy for providers and clinicians?
Cohere’s AI is purpose-built for clinical decisions, trained on millions of prior authorizations and grounded in evidence-based guidelines. With over 350 fine-tuned, clinician-developed models, our system ensures clinical accuracy using a minimum-necessary data approach. Everything is transparent, auditable, and aligned with the role of the human reviewer.
Can Cohere Health help us navigate CMS and state-level regulatory mandates?
Yes. Cohere Health fully supports the latest CMS-0057-F mandates with embedded CRD, DTR, and PAS APIs aligned with HL7® Da Vinci™ implementation guides. Through Cohere Connect, you get support for provider burden reduction and seamless regulatory compliance, including support for multi-entity authorization submission models where Cohere Health acts as an orchestrator.
We’re facing provider friction—how does Cohere help?
Cohere dramatically simplifies the provider experience with streamlined digital intake processes, clinical documentation guidance, and faster turnaround times. These improvements translate to a 94% provider satisfaction rate, helping you build stronger network relationships.
We’re facing staffing shortages—can Cohere help us scale without hiring more staff?
Yes. Cohere offers a scalable, flexible deployment model that supports in-house and delegated workflows. Our AI-powered platform offloads routine decisions and empowers your existing team to focus on high-value, complex cases–extending your clinical capacity without increasing headcount.